* $100 Promotional offer is for new checking account customers only for (a) activating direct deposit within 60 days of account opening ($100.00 will be credited to the account after a minimum first direct deposit of $25.00 is made) or (b) making 5 bill payments using Hometown ePay within 60 days of account opening ($100.00 will be credited to the account after the fifth bill payment posts to the account). Bonuses are reportable for tax purposes. The Annual Percentage Yield (APY) of .02% is accurate as of April 18, 2016. Minimum balance to obtain the APY is $10.00. Minimum balance required to obtain promotional offer is $10.00. This is a variable rate account and the rate may change after account opening. May not be combined with other promotional offers. This is a limited time offer subject to change at any time without notice.